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DARAJA
African Business Toolkits
Daraja products are practical business tools built on global best practice, but adapted for how African enterprises actually operate.
They take familiar Western templates for governance, cashflow, and risk management—and redesign them to reflect late payments, currency volatility, informal finance, infrastructure gaps, and trust-based relationships as normal operating conditions.
The goal is not to replace global standards, but to make them work in African contexts. Each tool helps founders bring structure to lived business reality, protect cash, reduce risk, and translate local practice into systems that banks, partners, and investors can understand.
Daraja tools work offline, favour clarity over complexity, and are written peer-to-peer for people who already know how to run businesses—but want systems that support resilience, credibility, and sustainable growth.
Our Toolkits
1
The Integrity Charter
A governance framework that turns trust into visible systems. The Integrity Charter helps African SMEs document how decisions, money and relationships are handled—strengthening internal clarity while signalling credibility to partners, lenders and investors without importing heavy corporate bureaucracy.
2
The Cashflow Planner
A dual-currency cashflow tool built for African business realities. The Cashflow Planner models African realities like FX volatility, informal finance, late payments and infrastructure costs to show your real cash position, flag danger months early, and help you explain your business clearly to banks and investors.
3
The Contingency Plan
Coming
Soon
A practical resilience tool for everyday disruptions. The Contingency Plan maps critical dependencies, backup options, and hidden costs so businesses can plan calmly for power cuts, logistics failures, and key-person risk—and show investors that operational risk is actively managed.